Southwest Land Title
Serving Bay City and Matagorda County, Texas Since 1937

Southwest Land Title has been a respected and trusted member of the Bay City and Matagorda County business and real estate communities for more than 75 years.  Our Manager, Fred H. Law has been with Southwest Land Title since 1984, and he has served as our Manager since 1993.

We know Bay City and Matagorda County real estate and we take great pride in providing you with professional, yet personal, service in completing your property transactions.  Please contact us at 979-245-2292 or by fax at 979-241-3796.

What is Title Insurance?

Title insurance can protect you and your lender if someone challenges your title to the property after your purchase.  The loan title policy protects the lender for the loan amount if a problem voids your title to the property because of defects that were unknown when you bought the property.  The owner’s title policy protects your interest in the property when title defects appear after closing.  When you buy a property, and a loan title policy is issued, the title company will also issue an owner’s title policy to protect your title interest, unless you decline it in writing.  Southwest Land Title provides you with the title services you need to make sure that your property transactions proceed as smoothly as possible.  Most lenders will not advance you money to purchase a property unless you also purchase a loan title policy to protect the lender.  Even if no lender is involved in a transaction, it’s a wise decision for the purchaser to insist on a title examination as a condition of closing and also consider the purchase of owner’s title insurance.  Property title can be affected by all sorts of issues and events such as probate, easements, mechanics liens, divorce, unpaid taxes, misplaced fences, and the reservation of oil and other mineral interests.  Southwest Land Title is expert at finding these issues and resolving them, according to our insurance underwriters’ guidelines, before your property closing.  Whether you are refinancing your home, purchasing a new home or an investment property, obtaining a home equity loan, or obtaining a reverse mortgage, trust Southwest Land Title to provide you with expert, courteous title examination, title insurance, and closing and disbursement services.

What is the Cost of Title Insurance?

Title insurance rates are set by the Texas Department of Insurance — not Southwest Land Title.  When you initiate a property transaction with us, we can provide you with an estimate of the cost of the loan and owner’s title policies based on the Texas Department of Insurance schedule of rates.  If you’d like to review that rate information yourself, please visit the Texas Department of Insurance website by clicking this link.

 

Our Title Insurance Underwriters

Southwest Land Title represents First American Title Insurance Company and Fidelity National Title Insurance Company.

Online Title Search

We offer online access to allow you to do title searches from the comfort of your home or office.  Just click this link.

Over Seventy-Five Years of Title Experience!

When you’re thinking about title services for a property transaction in Bay City, TX, or anywhere in Matagorda County, call Southwest Land Title at 979-245-2292.

Southwest Land Title ~ 1803 7th Street, Bay City, Texas 77414
Phone:  979-245-2292
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All Rights Reserved